Solutions to shape your future
- Finding the Right Mortgage Rate
- Saving for a Mortgage Deposit
- Mortgage Repayment Strategies
- Remortgaging & Reviewing Your Deal
4000+
Our Service
We provide clear, practical advice to help you protect what matters most. From mortgage protection, life assurance, income protection and serious illness cover, we’ll help you put the right plans in place to safeguard your home, your income, and your family’s future. Whether you’re buying your first home, reviewing existing cover, or planning for the unexpected, we’ll guide you through your options so you can make confident, informed decisions with peace of mind
Who will Benefit
Homeowners & First-Time Buyers
Get expert mortgage advice to help you secure the right deal, understand your options, and buy or refinance your home with confidence all while ensuring you get the most competitive rates available.
Families & Dependants
Find the best mortgage solutions to support your family’s financial goals, from securing a stable home to managing repayments and planning for future needs.
Individuals Planning Ahead
Receive tailored advice on refinancing, overpaying, or restructuring your mortgage to reduce long-term costs and achieve financial freedom sooner.
Anyone Seeking Financial Security
Benefit from clear, practical mortgage guidance designed to help you make confident decisions, lower costs, and build long-term financial stability.
Why Choose Alpha Wealth
Expert, unbiased advice
We are not tied to any provider, ensuring recommendations are always in your best interest.
Qualified and trusted team
Our QFA and CFP® certified advisors deliver expert, reliable guidance.
Proven Client Trust
Over 4,000 individuals and businesses rely on us to help them make smarter financial decisions.
Testimonials
I went into this consultation with an amount of financial objectives and was not sure if they could be met. The consultation was excellent and Nick has given me a roadmap on how to reach my objectives. The required steps by me were explained in a very straight forward manner and all made perfect sense. I would highly recommend the services of Alpha Wealth.
Alpha Wealth Services
At Alpha Wealth, we provide expert financial guidance to help you make the most of your money at every stage of life. Whether you’re building your savings, growing your wealth through smart investment strategies, or planning for a comfortable retirement, our advisors tailor solutions to your individual goals. We focus on creating clear, actionable plans that balance risk and reward ensuring your finances are structured to support your long-term security and success.
Secure your tomorrow starting today
Secure your tomorrow starting today
Book a mortgage review with Alpha Wealth to ensure you’re getting the best deal whether you’re buying your first home or reviewing your current mortgage
Still have questions?
If you didn’t find what you were looking for, feel free to reach out — our team is always happy to assist.
Contact UsFAQs
A Mortgage Advisor focuses on arranging your mortgage. They’ll assess your eligibility, compare mortgage products from lenders, and help you secure the loan.
A Financial Advisor looks at the bigger picture. We help you save for your deposit, plan your finances to afford repayments, understand the tax implications, and decide the best options for your long-term goals. We complement the work of a mortgage advisor by ensuring your overall financial plan is sound and we provide independent mortgage guidance and work with mortgage advisors without bias.
In Ireland, buyers usually require a deposit of 10% of the property price. Whilst there are government supports for certain types of properties it is generally a good habit for individuals. On top of this, you should budget for stamp duty, legal fees, surveys, and moving costs.
We help clients set up structured savings plans, maximise tax-efficient savings options, and cut unnecessary costs so you can build your deposit quicker. We give you best in class savings accounts including those with the various banks offering rates of 3% per annum interest.
Yes. The Help-to-Buy scheme and the First Home Scheme are designed to support first-time buyers in Ireland. We’ll explain how these work and whether you’re eligible.
Most banks lend up to 4 times your annual gross income, but this varies. Some exceptions allow higher multiples. We can help you assess affordability and ensure your mortgage fits within your financial plan.
Beyond your deposit, you’ll need to factor in stamp duty, solicitor’s fees, valuation and survey costs, moving expenses, and home insurance. These can add up to several thousand euro.
Yes. Mortgage protection is a legal requirement when you take out a mortgage on your private home. It is a life policy to cover the outstanding balance if you die during the mortgage term. We’ll help you secure cover at the best possible cost with maximum discount applied across all the providers in the market.
Most use a 3 year’s accounts averages out.
Yes they are but the shared equity scheme may include certain second time buyers.
Yes, You need a minimum of 2 years accounts.
Keep your cash. Building up cash gives you more opportunities.
Some charge an upfront fee but all get paid (typically 1% of the property value) from the bank the mortgage is placed with.
General rule of thumb is use 5% of the purchase price. So €12,500 on €250,000.
It depends – Are you taking advantage of limits on pension/ cleared off loans and funded appropriately for children’s education funds? If so might be an option for some of a lump sum.
A Mortgage for €350,000 will cost typically €1,500 per month. Banks generally stress test by 20% so realistically €1,800 p.m. is a good amount to save.
The key thing to remember is you need to prove you can repay the mortgage. Having a savings record and capacity from your income is really important.
A Mortgage Advisor focuses on arranging your mortgage. They’ll assess your eligibility, compare mortgage products from lenders, and help you secure the loan.
A Financial Advisor looks at the bigger picture. We help you save for your deposit, plan your finances to afford repayments, understand the tax implications, and decide the best options for your long-term goals. We complement the work of a mortgage advisor by ensuring your overall financial plan is sound and we provide independent mortgage guidance and work with mortgage advisors without bias.
In Ireland, buyers usually require a deposit of 10% of the property price. Whilst there are government supports for certain types of properties it is generally a good habit for individuals. On top of this, you should budget for stamp duty, legal fees, surveys, and moving costs.
We help clients set up structured savings plans, maximise tax-efficient savings options, and cut unnecessary costs so you can build your deposit quicker. We give you best in class savings accounts including those with the various banks offering rates of 3% per annum interest.
Yes. The Help-to-Buy scheme and the First Home Scheme are designed to support first-time buyers in Ireland. We’ll explain how these work and whether you’re eligible.
Most banks lend up to 4 times your annual gross income, but this varies. Some exceptions allow higher multiples. We can help you assess affordability and ensure your mortgage fits within your financial plan.
Beyond your deposit, you’ll need to factor in stamp duty, solicitor’s fees, valuation and survey costs, moving expenses, and home insurance. These can add up to several thousand euro.
Yes. Mortgage protection is a legal requirement when you take out a mortgage on your private home. It is a life policy to cover the outstanding balance if you die during the mortgage term. We’ll help you secure cover at the best possible cost with maximum discount applied across all the providers in the market.
Most use a 3 year’s accounts averages out.
Yes they are but the shared equity scheme may include certain second time buyers.
Yes, You need a minimum of 2 years accounts.
Keep your cash. Building up cash gives you more opportunities.
Some charge an upfront fee but all get paid (typically 1% of the property value) from the bank the mortgage is placed with.
General rule of thumb is use 5% of the purchase price. So €12,500 on €250,000.
It depends – Are you taking advantage of limits on pension/ cleared off loans and funded appropriately for children’s education funds? If so might be an option for some of a lump sum.
A Mortgage for €350,000 will cost typically €1,500 per month. Banks generally stress test by 20% so realistically €1,800 p.m. is a good amount to save.
The key thing to remember is you need to prove you can repay the mortgage. Having a savings record and capacity from your income is really important.
