Choose Your Plan
360 Million
Assets Under Management
4000+
Clients Advised
Across Ireland
360 Million
Assets Under Management
4000+
Clients Advised
Across Ireland
Core Review
For individuals looking for a structured financial consultation to improve their personal finances.
Core overview
- One-off fee covers all necessary follow-up meetings
- A comprehensive financial review tailored to your goals
- A detailed action plan with practical steps
What’s Included:
- Savings & Investments: Learn how to optimise your portfolio and work toward better returns
- Retirement Planning: Build a tax-efficient pension strategy focused on long-term security
- Mortgage & Loan Advice: Get guidance on finding and securing the lowest rates available
- Tax Savings: Discover legitimate strategies that may help reduce your tax bill.
- Financial Budgeting: Improve your money management with a smarter, clearer budgeting approach
Platinum Review
For individuals earning €100K+ salary or couples earning €150K+ or over €100K+ investible assets looking for an advanced financial strategy.
Platinum overview
- One-off fee covers all necessary follow-up meetings
- A fully customised financial planning report
- Advanced tax, investment & wealth strategies
What’s included (Everything in Core review, plus):
- Wealth Management: Gain guidance focused on improving long-term investment returns
- Tax & Estate Planning: Learn strategies to protect and transfer wealth in a tax-efficient way
- Pension Optimisation: Maximise long-term pension growth through tailored planning
- Personalised Portfolio Review: Align your investment assets with your financial goals for improved performance.
Redundancy Consultation
This specialised consultation is designed for anyone facing redundancy or considering a voluntary redundancy package. The service provides clear, expert guidance to help you understand your financial options, evaluate your payout and make confident decisions about your next steps.
What's Included:
- Redundancy Payment Analysis: Understand your entitlements and how to maximise your payout responsibly
- Tax Planning: Learn how to reduce the tax impact of your redundancy payment where possible
- Income & Budget Planning: Build a clear financial plan to manage income changes and maintain stability
- Savings & Investment Strategy: Get guidance on how to use or invest your redundancy payment wisely
- Pension & Long-Term Planning: Review how redundancy affects your pension and plan for long-term security
- Benefits & Support Guidance: Understand what supports you may be eligible for during the transition
Savings & Protection Consultation Overview
This consultation is designed for anyone who wants to build stronger financial security through effective saving strategies and the right protection policies.
What's Included
- Savings Strategy Review: Assess your current savings approach and identify ways to grow your funds more effectively.
- Investment Guidance: Explore suitable investment options aligned with your goals and risk level.
- Life Cover Review: Ensure you have the right level of protection to safeguard your family financially.
- Income Protection Advice: Understand how to protect your earnings in the event of illness or injury.
- Mortgage Protection Assessment: Review existing policies or explore new options that offer the best value.
- Emergency Fund Planning: Build a stable safety net to protect against financial shocks.
Testimonials
I went into this consultation with an amount of financial objectives and was not sure if they could be met. The consultation was excellent and Nick has given me a roadmap on how to reach my objectives. The required steps by me were explained in a very straight forward manner and all made perfect sense. I would highly recommend the services of Alpha Wealth.
FAQs
A Mortgage Advisor focuses on arranging your mortgage. They’ll assess your eligibility, compare mortgage products from lenders, and help you secure the loan.
A Financial Advisor looks at the bigger picture. We help you save for your deposit, plan your finances to afford repayments, understand the tax implications, and decide the best options for your long-term goals. We complement the work of a mortgage advisor by ensuring your overall financial plan is sound and we provide independent mortgage guidance and work with mortgage advisors without bias.
In Ireland, buyers usually require a deposit of 10% of the property price. Whilst there are government supports for certain types of properties it is generally a good habit for individuals. On top of this, you should budget for stamp duty, legal fees, surveys, and moving costs.
We help clients set up structured savings plans, maximise tax-efficient savings options, and cut unnecessary costs so you can build your deposit quicker. We give you best in class savings accounts including those with the various banks offering rates of 3% per annum interest.
Yes. The Help-to-Buy scheme and the First Home Scheme are designed to support first-time buyers in Ireland. We’ll explain how these work and whether you’re eligible.
Most banks lend up to 4 times your annual gross income, but this varies. Some exceptions allow higher multiples. We can help you assess affordability and ensure your mortgage fits within your financial plan.
Beyond your deposit, you’ll need to factor in stamp duty, solicitor’s fees, valuation and survey costs, moving expenses, and home insurance. These can add up to several thousand euro.
Yes. Mortgage protection is a legal requirement when you take out a mortgage on your private home. It is a life policy to cover the outstanding balance if you die during the mortgage term. We’ll help you secure cover at the best possible cost with maximum discount applied across all the providers in the market.
Most use a 3 year’s accounts averages out.
Yes they are but the shared equity scheme may include certain second time buyers.
Yes, You need a minimum of 2 years accounts.
Keep your cash. Building up cash gives you more opportunities.
Some charge an upfront fee but all get paid (typically 1% of the property value) from the bank the mortgage is placed with.
General rule of thumb is use 5% of the purchase price. So €12,500 on €250,000.
It depends – Are you taking advantage of limits on pension/ cleared off loans and funded appropriately for children’s education funds? If so might be an option for some of a lump sum.
A Mortgage for €350,000 will cost typically €1,500 per month. Banks generally stress test by 20% so realistically €1,800 p.m. is a good amount to save.
The key thing to remember is you need to prove you can repay the mortgage. Having a savings record and capacity from your income is really important.
A Mortgage Advisor focuses on arranging your mortgage. They’ll assess your eligibility, compare mortgage products from lenders, and help you secure the loan.
A Financial Advisor looks at the bigger picture. We help you save for your deposit, plan your finances to afford repayments, understand the tax implications, and decide the best options for your long-term goals. We complement the work of a mortgage advisor by ensuring your overall financial plan is sound and we provide independent mortgage guidance and work with mortgage advisors without bias.
In Ireland, buyers usually require a deposit of 10% of the property price. Whilst there are government supports for certain types of properties it is generally a good habit for individuals. On top of this, you should budget for stamp duty, legal fees, surveys, and moving costs.
We help clients set up structured savings plans, maximise tax-efficient savings options, and cut unnecessary costs so you can build your deposit quicker. We give you best in class savings accounts including those with the various banks offering rates of 3% per annum interest.
Yes. The Help-to-Buy scheme and the First Home Scheme are designed to support first-time buyers in Ireland. We’ll explain how these work and whether you’re eligible.
Most banks lend up to 4 times your annual gross income, but this varies. Some exceptions allow higher multiples. We can help you assess affordability and ensure your mortgage fits within your financial plan.
Beyond your deposit, you’ll need to factor in stamp duty, solicitor’s fees, valuation and survey costs, moving expenses, and home insurance. These can add up to several thousand euro.
Yes. Mortgage protection is a legal requirement when you take out a mortgage on your private home. It is a life policy to cover the outstanding balance if you die during the mortgage term. We’ll help you secure cover at the best possible cost with maximum discount applied across all the providers in the market.
Most use a 3 year’s accounts averages out.
Yes they are but the shared equity scheme may include certain second time buyers.
Yes, You need a minimum of 2 years accounts.
Keep your cash. Building up cash gives you more opportunities.
Some charge an upfront fee but all get paid (typically 1% of the property value) from the bank the mortgage is placed with.
General rule of thumb is use 5% of the purchase price. So €12,500 on €250,000.
It depends – Are you taking advantage of limits on pension/ cleared off loans and funded appropriately for children’s education funds? If so might be an option for some of a lump sum.
A Mortgage for €350,000 will cost typically €1,500 per month. Banks generally stress test by 20% so realistically €1,800 p.m. is a good amount to save.
The key thing to remember is you need to prove you can repay the mortgage. Having a savings record and capacity from your income is really important.
